How to Buy a New Car

2021 Jeep Compass

Your current vehicle probably has many miles of memories from years of driving on Long Island City roads, but if you find yourself wondering “When should I buy a new car?” or “How do I buy a new car?” then your vehicle is likely experiencing some issues that signal it’s time for a newer model. Finding a new vehicle at Major World Chrysler Dodge Jeep Ram is easy with our experienced staff, but we’ve broken down the process for you below. Learn how to buy a new car below, then read our other car buying tips like how to pay off a car loan early!

When to Buy a New Car

If you find yourself asking “When should I buy a new car?” your vehicle is likely experiencing some problems that may or may not require you to upgrade to a newer model. Read our tips below to see if it’s time to replace your old car:

  1. If you find yourself constantly paying for expensive repairs, then it’s time to upgrade to a new vehicle. As your car ages, it will require more maintenance. If you’re paying more in repair costs than the vehicle is worth, then you’re wasting your time and your money.
  2. If you ever feel unsafe driving your car on East Hill roads, then it’s time to swap it out for a new model. The last thing you want is to be involved in an accident due to a safety issue on your vehicle. Keep yourself and your family safe by getting a new-to-you car from Major World Chrysler Dodge Jeep Ram!
  3. If you have a growing family or your driving needs have changed, then it may be time to upgrade to a different model. SUVs and larger sedans are great options for families, while those looking to downgrade will find that trucks and compact sedans are perfect for your everyday driving needs.
  4. If your vehicle is failing its regular emissions tests then it may be time to get a new model. Bringing your vehicle up to code can be costly, buying a new model can save you time and money.

How to Find Your Ideal New Car

If you’ve decided that it’s the right time to buy a new vehicle, you may be wondering where you should begin. The best place to start is by creating a budget and learning how to finance a new vehicle. Below you can find a step-by-step guide on what comes next:

  1. Narrow your search by finding the right type of vehicle for your Manhattan drives. Consider your driving habits, cargo space requirements, and the type of technology and safety features you want in a new vehicle. Then start searching for models that meet your needs.
  2. Pick your top three vehicles, then research their safety ratings, reliability, lifespan, etc. If you have the time, take a test drive in each model to see how they drive on Westbury streets.
  3. When you’ve decided on a vehicle, do a local search to see which dealership is closest to you and request some price quotes. Make sure to research what other shoppers have paid for your ideal vehicle by using sites like Kelley Blue Book, Edmunds, and
  4. Take sales into consideration. If there is a holiday or an upcoming sales event, you’ll likely find excellent deals on new and used vehicles in a dealership’s inventory.

Once you’ve found your ideal car and have finished your research, you can visit our local dealership and apply for financing to begin the car buying process.

How to Afford a New Car

Now that you’ve found the vehicle you want and you’ve applied for financing, it’s time to take a closer look at your budget. How much can you afford to spend on a car payment every month? Remember that the cost of your loan payment won’t be your only payment for a new vehicle every month. You’ll also have to factor in fuel costs, insurance, and maintenance. You’ll also have to reconcile with these additional costs when you go to buy:

  • New Car Sales Tax: This tax is non-negotiable and is typically added to your car loan amount.
  • Interest Rate: The interest rate of your new vehicle will also impact your monthly payments. If your rate is lower, then your monthly payment will be lower. However, you will only receive a lower interest rate if you qualify, and not all drivers qualify based on their credit score.
  • Trade-in Value: If you’re planning on trading in your current vehicle, you can lower the amount of your down payment or monthly payments. Find the value of your trade-in with an online tool, then bring your vehicle in to a dealership to get an estimate on its cost.

According to U.S. News, your car payment should not put your monthly debts–including credit cards, student loans, rent, etc.–over a third of your monthly income. You can even use our online payment calculator to find the right vehicle for your budget in our inventory!

Find Your Next Vehicle at Major World Chrysler Dodge Jeep Ram!

If it’s time for a new vehicle, visit Major World Chrysler Dodge Jeep Ram in New Jersey! Our friendly team will help you find the right vehicle for your daily drives in Long Island City, and we’ll help you get it at the right price for your budget. Apply for financing today. We look forward to putting you behind the wheel of one of our vehicles!

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